www.indigoapply.com | Respond to www.indigoapply.com Mail Offer

Do you want a card with which you don’t have to worry about previous bankruptcy? Indigo it is! Continue reading to find out how you can get your hands on this card by visiting www.IndigoApply.com.

Want to know why? First of all, you don’t need a perfect credit score to apply for Indigo. But that’s not all!

Did you know? “The Indigo Platinum MasterCard is accepted at over 35 million locations worldwide. That is another amazing reason why you should visit Apply Indigo today.”

Although the card does not offer much rewards like points or cash backs, it is still a healthy choice if you want to rebuild your credit from a poor start. This is because the Indigo reports to all the 3 major credit bureaus and you will be in good hands if you remember to make on-time payments.

IndigoApply.com Highlights

Indigo is a basic credit card you can use for building credit. Although it costs much more as compared to other credit cards in the market, the experience can be worth it if you qualify for a lower annual fee.

  • The pre-qualification process is easy and fast.
  • It also has no impact on your credit score.
  • Choose a design of your own without any additional charges.
  • Access the Apply Indigo account 24/7 using mobile app.
  • Steer away of any fraud or security issues with chip card technology.
  • No security deposit required.
  • Make use of online service all day round with no additional charges.

Recommended Credit: Fair

Regular APR: 24.90 % (Fixed)

Annual Fee: $0-$99

Why is the Indigo card so costly? This is the fee you have to pay when your credit is not so good. This is because the issuers think you run a risk of not being good with payments because you don’t have a good financial history. Therefore, they will charge you a little extra as a security.

Why Should You Apply For Indigo Card?

The Indigo card has a lot to offer! Here’s what you can enjoy with this credit card:

IndigoApply Offers Theft Protection

The Mastercard offers provides thorough identity monitoring. It also covers your debit cards, social security number, credit cards, email ID, passwords and much much more.

In case your card is stolen, don’t hesitate to call at their official number. If your card is used without your permission, you will not be responsible for those charges.

Online Services

Once your request has bee approved and you receive the credit card, you can immediately set up an account online and create a login and password on their site. Start managing the account instantly!

Cash Advances

This depends on your credit approval. The credit card does offer cash advances at any financial centers around the globe. You can read their Cardholder Agreement to read more details on cash advances.

After your request has been approved, you can request a PIN to be sent to you in the mail. Using this PIN you can cash out money from ATMs securely.

MasterRental Coverage and Master RoadAssist Services

The card offers coverage against collision damage as well as theft for registered, eligible rental vehicles. You can also contact the authorities when driving for emergency services such as a flat tire, fuel delivery etc.

Visit www.IndigoApply.com To Apply For Indigo Card Today!

It’s quite easy to apply for Indigo Platinum Mastercard using the invitation number. Visit the official website IndigoApply.com and just provide:

  • Zip code
  • 12-digit Invitation number

The entire procedure will take less than 5 minutes to complete. If you have received the invitation number that means you have already been pre-screened so you have higher chances of being approved first!

How to Apply Indigo Card Without Invitation Number?

Did not receive an invitation number? No worries! opt for their Pre-Qualification form instead. Visit IndigoApply.com and click on “Did not receive the invitation number”. This will direct you to a form that will ask you to fill out.

  • First name
  • Middle name
  • Last name
  • Suffix (if any)
  • Permanent Address
  • City
  • State
  • Zip code
  • Date of Birth
  • Social security number
  • Email Address
  • Primary Phone number
  • Secondary Phone number

Info ! The Indigo Platinum Mastercard is issued by Celtic Bank, based in Salt Lake City, UT.

After you have applied for the credit, you need to wait for approval. If you are lucky enough to get your request approved, you will get the card within 14 business day.

If you do not receive the card within 2 weeks, we recommend you wait another one before contacting their Lost/Stolen department by immediately calling 1-888-260-4532. The service is available throughout the day, all 7 days of the week. 

Expenses To Keep In Mind When You Apply For Indigo

How costly the card is for you depends on your creditworthiness. You might not be charged an annual fee at all. Or, if you have a very low or poor credit, you will have to face an annual fee of $59-$99.

If you are a new Indigo cardholder the annual fee will drop from $99 to $75 for the first year. The credit card will also charge an ongoing interest rate of 23.9% APR. This is very appropriate for any other card that deal with applicants who have a poor credit.

Indigo Credit Card Review

Here’s what different users have to say about the Indigo Platinum Mastercard and how their experience was when they applied for Indigo.

A CreditKarma Member Remarks:

“Applied and was approved, despite having poor or fair approval odds. Great card! Used a little bit and paid it off… hopefully it helps to build some credit!”

Wallethub: 4.2/5

Moneyunder30: 4/5

Finder: 4.8/5


In a Nutshell

Annual Fee $0-$99
Purchase APR $24.9 Fixed
Cash Advance Fee None
Foreign Transaction Fee None
Penalty APR None
Late Fee Up to $40

Frequently Asked Questions About IndigoApply.com

1. Is there a restriction on who can apply for Indigo credit card?

Ans. Indigo Platinum Mastercard is open to everyone who is interested in rebuilding their credit. However, you must be pre-qualified to fill out and submit credit application.

All those who visit IndigoApply.com need to be 18+ to be eligible to submit a request form. Also, they must not have submitted a pre-qualification request in the past 2 months.

2. Can the Indigo credit card help you build payment record?

Ans. The Indigo can be your way of rebuilding payment record as it reports to all the three major credit bureaus. If you can continue to make all the payments on time, it will prove that you are financially responsible and the lenders will evaluate your creditworthiness positively.

3. Can you apply for Indigo over the phone?

Ans. Unfortunately, you can not apply for Indigo over the phone. You need to visit their official website Indigoapply.com to pre-qualified online. However, you can contact them on their toll-free number for any service assistance. (1-866-946-9545).

People Are Also Asking

4. Does the Indigo Platinum Card have a credit limit?

Ans. The credit limit you have with this card is decided when your request for the card has been approved. The credit limit, however, goes only as high as $300. Keeping in mind an annual fee of $59, you might only have $241 when the issuer caters to setup and maintenance charges.

5. My Indigo Mastercard was declined when I used it for foreign transaction. Why?

Ans. This might have been because of security reasons. Most of the times the cards are declined when you don’t notify the authorities before using it outside the US.

What can you do about that? Simply call at 1-866-946-9545 and put up a travel alert before you use the card internationally.

6. If I apply for Indigo, would it result in a hard inquiry?

Ans. Credit card application always results in a hard inquiry. However, with Indigoapply there is a way to avoid that. Even if you have received a pre-approved mail offer, you can check for pre-qualification to see if you are eligible for the approval. This would save you from the hard pull and give an idea about your success chances.

7. Is it safe to use an Indigo credit card?

Ans. Indigo is a completely reliable platform that is currently issuing credit cards for those with a poor credit scores. Most people who have scored less than 600 do not easily get approved for high-end credit cards. That’s when Indigo becomes most helpful by lending a credit card that would help you improve your credit score fast.

8. Which bank issues Indigo credit card?

Ans. Celtic Bank located in the Salt Lake City issues the Indigo credit card.

9. Is there a way to avoid the annual fee on an Indigo credit card?

Ans. It is not possible to have the annual fee waived off with any credit card. The same is the case with an Indigo card. However, you can work towards a better credit score and apply for a better card if you wish to close the account before the next annual fee is due.

10. Is Indigo credit card real?

Ans. Indigo Credit Card is real and a pretty good credit cards. It’s best for those people who have bad credit history.

11. Does Indigo card have an annual fee?

Ans. The annual fees for the Indigo Platinum card range from $0 to $99. None of the Indigo cards offers rewards.

Wrap Up

If you were looking for an option that can help you rebuild you credit from a poor credit score, we suggest you apply for Indigo today! The card can show your financially responsible behavior to all the different credit bureaus at the cost of a hefty annual fee.

There are very low chances that your application will be rejected. However, we still can not guarantee 100% approval. The card also does not offer balance transfers.

Just keep in mind one thing! Make all the payments on time and in full every month to build a good credit history. Keep up the responsible behavior and soon you will be able to apply for better reward cards with more amazing benefits.

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